13:43Alex Finn · Review
The Hermes Mobile App is AWESOME
Alex Finn walks through the new Hermes Agent mobile app and sorts out which jobs belong to it and which still belong to other AI agents.
November 11thThe argument in one line.
The week's AI news points the same way: agents are becoming multiplayer, payment-capable and tightly bound to one model, so the moat for builders is network effects and agentic commerce, not features.
Read if. Skip if.
READ IF YOU ARE…
- A solo builder who ships AI apps and wants the week's news filtered down to what changes what they should build next.
- Someone choosing between AI agent harnesses like Grokbot and Claude Duet who wants a working user's comparison, not a spec sheet.
- A founder wondering where the next money is in AI tooling and open to the agentic payments argument.
SKIP IF…
- You want a deep technical review of any single model or agent; every story here gets two to four minutes.
- You want neutral news reporting; the Nvidia segment is explicitly opinion and speculation.
The full version, fast.
Alex Finn runs through five stories. Jensen Huang resigned from Nvidia after an affair scandal, and Finn bets the board brings him back like Apple did with Steve Jobs. Google's Gemini 4 Carbon may be the smartest model he has used but talks to him like a fellow developer, so he uses it as a second opinion. Grokbot 1.0 goes multiplayer, which he reads as a network-effect moat play. ChatGPT Wallet gives agents tokenized card access, opening an agentic commerce market. Claude Duet is now open to everyone on the waitlist.
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Create a free account →Where the time goes.
00:00 – 04:29
01 · Jensen Huang resigns
Nvidia's CEO resigns after an affair scandal; Finn compares it to Apple and Steve Jobs and predicts a return.
04:29 – 06:50
02 · Gemini 4 Carbon
Possibly the smartest model Finn has used, but its developer-to-developer tone and the Antigravity harness hold it back.
06:50 – 09:58
03 · Grokbot 1.0
Out of beta with a multiplayer focus: video calls, Slack and proactive suggestions, plus the network-effect argument.
09:58 – 12:31
04 · ChatGPT Wallet
Tokenized card access for agents and why agentic commerce could be a multi-trillion dollar market.
12:31 – 14:06
05 · Claude Duet
Wide release to the waitlist; channels, a to-do list core and Opus 5.5 under the hood.
14:06 – 14:30
06 · Sign-off
Asks whether viewers want more weekly roundups and thanks them.
Lines worth screenshotting.
- Finn argues the only moat left in software is the network effect, because features can be copied in minutes and a user base cannot.
- Smartest model and best daily driver are different things: a model that talks to you like another developer loses to one that talks to you like the CEO.
- ChatGPT Wallet gives the agent a card token instead of the raw number, so you keep rewards and chargeback protection while the agent can't spend without permission.
- Finn predicts that in 12 months agents will be spending more money than humans, which makes agentic payment tooling a build opportunity.
- A harness can lag a model: Gemini 4 Carbon sits in Antigravity, which Finn rates below Codex and Claude Code.
- Frontier labs are moving into meeting notes with bots that join calls, which squeezes dedicated meeting-note companies.
- Corporate users are where the AI labs make more money than consumers, and team adoption makes an agent hard to leave.
- Using a second frontier model for second opinions captures its novel ideas without adopting its communication style.
- Finn's comparison for a founder-CEO leaving: Jobs at Apple, where the board eventually reversed course because the company was not the same without him.
- Claude Duet is built around a to-do list that holds everything the agent does, which Finn prefers to Grokbot's interface.
Where this week's AI news says to build
WHAT TO LEARN
Across five stories the pattern is agents that work in teams and pay for things, so building for network effects and agentic commerce matters more than shipping features.
01Jensen Huang resigns
- Founder-led companies carry their vision in the founder, which is why Finn doubts a swap is good for shareholder value.
- Treat this as opinion: Finn says there may be background facts nobody outside the board knows.
02Gemini 4 Carbon
- Intelligence and readability are separate qualities, and a model that talks like a developer to a non-developer reader causes fatigue.
- The harness matters: a strong model inside a weaker harness like Antigravity still trails Codex or Claude Code in daily use.
- Load Gemini in its own app as a second opinion to pull out novel product ideas.
03Grokbot 1.0
- Multiplayer features such as joining video calls and sharing Slack channels with teammates' bots target corporate teams, where the AI money is.
- Network effects are the only durable software moat, so design your own app to get better and stickier with more users.
04ChatGPT Wallet
- OpenAI partnered with Mastercard, Visa and American Express so agents hold a token rather than your card number.
- Payments stay permissioned, and you keep card rewards and chargeback rights.
- Rivals are moving too: X Money in Grokbot and Stripe Link tools for Claude.
05Claude Duet
- Claude Duet organizes one agent into subjects and channels around a to-do list that holds everything it does.
- It is tightly tied to Claude Opus 5.5, and waitlisted users are getting access now.
Terms worth knowing.
- Agentic commerce
- AI agents buying, selling and exchanging things on a person's behalf, which needs payment methods built for software rather than humans.
- Harness
- The app or environment wrapped around a model that gives it tools, memory and a workflow, such as Claude Code, Codex or Antigravity.
- Network effect
- A product gets more valuable and harder to leave as more people use it, so competitors can't win by copying features alone.
- Tokenized card
- A stand-in credential linked to your real card number, so an agent can pay without ever seeing the card itself.
Things they pointed at.
04:30productGemini 4 Carbon
06:50productGrokbot 1.0
09:58productChatGPT Wallet
12:31productClaude Duet
Lines you could clip.
11:40
“Basically the only moat left in software is the network effect.”
05:25
“It is super, super smart, but it talks to me like I'm super, super smart.”
Word for word.
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analogy
So this was potentially the biggest week of AI news in history, and I want to catch you up on all the big stories, but also make sure with each story I give you some action items so you can make the most of this moment. Starting with what's obviously the biggest story of the week, which is Jensen Huang resigned. He was caught having an affair with a few different people, most importantly, a Chinese spy.
Having an affair with the Chinese spy was obviously a big story, but it quickly got even larger when it turned out he was having an affair with an executive. Right after that, he resigned, and that was pretty much it for Jensen at Nvidia. Nvidia's stock has been tanking ever since this story broke, and for good reason.
Jensen Wang was their visionary founder and CEO. In my opinion, in our lifetime, there have been three three generational visionary founder CEOs that are the company, right?
That being Steve Jobs, Elon Musk, and Jensen Wong. They're the ones who started the company and their vision for the company is why the company was so great. I don't believe swapping out Jensen for someone else, even though the entire NVIDIA team is genius.
Everyone there, I know a lot of people at NVIDIA, genius, incredible company. Everyone I know there's like the most competent people I know. Swapping out your visionary founder for someone else is not ideal.
And that's why I strongly believe they're going to eventually bring him back. Just like Apple did with Steve Jobs. They kicked him out at one point because he had a disagreement with another executive there and they took the other executive side.
They eventually brought him back because they knew that Apple was nothing without Steve Jobs. I believe NVIDIA will bring him back. Now, do I think NVIDIA is nothing without Jensen?
has built an absolutely incredible company that is the heart of AI. Without Nvidia, America is not in the lead with AI. And so I believe Nvidia can survive without Jensen just because he's built such an unbelievable company and product over the last 30 years.
But with that being said, I think it's pretty much impossible for anyone to make an argument that it is better for shareholder value for Jensen to not be in the company than to have him in the company. And at the end of the day, that is the board's job is to increase shareholder value. And then even though Jensen did make mistakes, right?
I'm not commenting on those mistakes. Everyone knows morally they're not reactions to take having affairs. But with that being said, there's not many arguments you can make that getting rid of Jensen Wong is good for Nvidia shareholder value.
I bet if the shareholders of Nvidia held a vote right now. it would be overwhelming in favor of keeping Jensen with the company. And at the end of the day, that is the board's job, figure out how to increase shareholder value.
And obviously, there might be things going on in the background that we don't know about. There might be more to the story that we don't know. But at the end of the day, it's the board's job to make sure shareholder value increases.
And I think once this blows over, I know it can't really blow over a controversy this big, but once the kind of noise settles down a little bit, and we look at the chessboard and we see what pieces are on it, I think the Nvidia chess team will have a better chance of winning on the board with Jensen on the board. Now I will say this, if some, for some crazy reason, they don't bring back Jensen and Jensen either decides to start another company or even crazier, Elon takes them on at SpaceX.
That would be crazy to see Elon and Jensen team up. That would be like actually unbelievable. It'd be like LeBron and Dwayne Wade teaming up in their primes.
Like that'd be crazy. But I think at the end of the day, the NVIDIA board will come to their senses. And again, they know much more about what's going on than I do.
But from an outsider's view, I think it's pretty obvious that Jensen is NVIDIA. And I really hope they bring him back. But either way, NVIDIA products are unbelievable, best in class, incredible products.
I have an office right now filled with DGX Sparks and an RTX 5090s and all like that. I think NVIDIA will be fine either way. But man, it certainly feels like a Steve Jobs type situation here.
Should you buy the dip of NVIDIA? Well, not financial advice, but if you believe Jensen's coming back, this is probably a generational opportunity to buy the dip. If you don't think he's coming back, well, it's up to you if you think the opponents can now catch up.
without Jensen at Nvidia. The next big story of the week was Gemini 4 carbon release. This is Google's next big frontier model.
I actually had early access to it and had been using it for a while. I didn't make a dedicated video about it. I don't make dedicated videos on models.
am not like crazy passionate about and use a ton. Gemini 4 Carbon is one of those models. I will be honest with you.
Gemini 4 Carbon might be the smartest model I've ever used. It might actually be smarter than Fable 5 .2. It's come up with like really novel, incredible ideas for some products I'm working on.
Here's the issue though. I am just not in love with the way this model talks to me. It is super, super smart, but it talks to me like I'm super, super smart.
Trust me, I'm not super. super smart, right? You can see here, I'm building this project.
It's talking about like the variables it's using in the code, things like that. And I am a developer, but I've gotten to the point with AI where like, you don't need to talk to me like I'm another developer. Talk to me like I'm the CEO of the company.
Carbon kind of talks to you like you're another developer it's working with. I just don't like that. I don't think it's as readable as like a Claude Opus 5 .5 or a Fable 5 .2.
I found my eyes glazing over a lot of time. when I'm talking to carbon. And so I just didn't fall in love with the model.
Also, you know, it's in anti -gravity, which is just not as good of a harness as some of the other ones out there. It's not as good as Codex or Claude Code. Although I know the team behind anti -gravity, they're great.
And I'm sure they're catching up. They're shipping faster than ever right now. It's just still not there yet.
And so for me with it lagging behind in the harness and lagging behind just like communication style, it just talks like an AI. talks like a robot. I'm still sticking with Opus and Fable as my main drivers.
But again, I will say this, the intelligence is next level. It's potentially the smartest, most intelligent model out there. So if I'm you, the way I'm using it as action items here is I'm using it as kind of a second opinion.
I'm loading up the Gemini app. I'm going to gemini .google .com and I'm loading it in and using it as second opinions when I'm doing things. I think it's great as a second.
in Opinion Mile because it can come up with those novel insights. I just can't use it as a main driver just because of its communication style. Next up is the Grokbot 1 .0 release.
That's right. Apparently Grokbot was in beta beforehand and now it's out of beta and is in 1 .0, which is amazing because it's an excellent, excellent AI agent harness. Probably the best AI agent harness out there at the moment.
1 .0's story is all about multiplayer. Also, I'm going to have a dedicated video on Grokbot 1 .0 next week. So make sure to subscribe and turn notifications.
I'm going deep into all the features, but for my high level, the big thing here is Grokbot is now much more multiplayer inclined. What does that mean? It is built for teammates.
It's built to work with other people. So now you can bring Grokbot in on your video calls. I've tested this.
This will be in the video next week too. It's actually great. It's actually unbelievable in video calls.
You can, anyone in the call can like talk to it and say, Hey, can you get. me this. Can you do this?
Can you do this? And in the chat of the meeting, it will like respond to you and do things. It's actually really helpful.
I wish when I was kind of in the corporate world, I had something like this. It's really good. If I'm like a dedicated like meeting note company, I'm getting a little concerned because now the major frontier labs are kind of encroaching on your territory.
Grok bot's doing it. Claude just announced their meeting tool. It's actually really good.
So that is cool. You also get Grok working alongside your teammates in things like Slack. You can have your teammates bots, your bots all in the same Slack channel talking to each other, working alongside each other.
On top of that, a lot more proactive stuff. So I have noticed this over the last few days. Grog bots become a lot more proactive.
It's making a lot more recommendations on how to do things, how to fix our processes, how to improve processes. At the end of the day, it really does feel like this release is much more for like the corporate world, right? This is more for people with like teammates and stuff and on many different, and their teammates have many different bots and things like that.
I don't think this release is, you know, specifically for individual users. Although there's a lot for individual users to do here.
And I'm going to cover that all next week. I mean, and it makes sense for two reasons. One.
Corporate, there is way more money for AI companies in the corporate world than with the consumer. So that's number one. This is big for them.
And number two, I strongly believe basically the only moat left in software is the network effect. So if you can get everyone on a team using Grokbot, it's going to be hard for like individual members to move off and use a different AI agent. So network effect is everything.
If you're building your own app right now, you need to think about how you can make it. multiplayer how you can create network effects because if your only moat is like features and functionality anyone can copy that in like literally five seconds you can't copy network effects it's the reason why world of warcraft has been like the best video game ever the last 20 years is because people play it you can make another better video game they're better mmo but if no one's playing it it's a useless game your moat now is network effects right it's network effects so Grokbot, they're trying to capitalize on that, trying to get you and all your teammates to use it.
Something to think about as well for your own software you're building. Next up is chat GPT wallet. And I think this is actually going to be a thing that all the companies start attacking really, really soon.
And that is agentic payments. So with chat GPT wallet, you are now going to be able to enter your credit card once into the chat GPT app. And now your agent is going to be able to use it to make any purchases you want.
The way this works is interesting because it is very security focused. It's not just taking your credit card number and entering it into every checkout.
What they're doing is OpenAI actually partnered with MasterCard and Visa and America Express to make it so that when you enter your credit card once, your agent actually gets a token it can use to make the purchase itself. So it's not just taking your credit card number and entering it every time, which could be a big security issue.
It actually has its own individual kind of link to your credit card that it can use. your credit card numbers don't leak or anything like that. It also can't make any purchases without your permission either.
So it's not going to go and just spend all your money. And what makes this interesting as well is because it has a link, a token to your credit card, you still get all the credit card rewards. You still get all the security and stuff that comes with having a credit card, like being able to do chargebacks, things like that.
It's a very interesting, secure way for agents to do commerce. Now, SpaceX already started attacking this when they introduced X money, which is the X wallet built into your Grok bot.
And other agents like Claude are using some Stripe tools like Link. This is going to be a really interesting space to watch because agentic commerce is going to be a multi -trillion dollar a year industry. This is another area where I think people should be thinking about and building for as well, is how do you become a part of agentic commerce?
How do you build tools that make it easier for agents to buy things and purchase things and exchange things? Will it be kind of standing? for credit cards like this.
Maybe will it be something crypto related? That might be it as well. Crypto is programmatic money.
So it seems like kind of perfect for agents, but a lot of people are scared to do things with crypto. So unknown if that's the way things are going to go, but there's a lot of opportunity here for agentic payments. And if you're thinking about building products and you're thinking about ways to potentially make money, this is a way to go as well.
Very, it's going to be like the most interesting space to watch over the next year or so. because the odds are 12 months from now, agents are spending a lot more money than humans, which means there's gonna be tons of potential money to be made by people who make agentic commerce tools. This should be rolling out to all pro members soon, so something to watch for as well.
Last story here, very big. Claude Duet's now rolling out to everyone. So basically everyone who went on the wait list for Claude Duet is now going to get access to it.
This is an AI agent that I actually have really, really enjoyed using over the last couple weeks. This is what claw duet looks like I also have an entire video on this if you want more claw duet check out my channel I like claw duet a lot You have one agent you talk to, but you can break it into subjects and channels, which I think is really, really nice organization.
But what's best about it is it has the best model in the world powering it, Cloud Opus 5 .5. There's no other AI agent out there other than your open source ones like Hermes that are so tightly integrated with Cloud Opus, which is like just the best model in every way. It's also, and I really like this part of the interface, built around a to -do list.
So everything your agent does goes in the to -do list. You can create new ideas. in your to -do list, and you're able to just kind of go down it and get tasks done really easy in a really organized manner.
I really like that a lot. Grokbot, again, my favorite AI agent at the moment, but I do like this interface a little bit more for Claw Duet. If you haven't tried it yet, I highly recommend make sure you sign up for the waitlist because they're just rolling it out to everyone on the waitlist right now.
It is an excellent AI agent tool. I think it's definitely worth your time to at least try out to see if it's the right workflow for you. This was my first AI news stories of the week video.
If this was helpful, let me know down in the chat, do you want more like this? There's so many little stories throughout the week that I don't feel like are good for like dedicated videos, but if I can just cover them all in this one video, I think that could still be pretty helpful. Let me know if that was helpful.
I try to keep it action -focused as well. I can give you action items each step of the way. You could read the news or watch news if you want, but I want to make it more fun and interesting and action -focused.
Let me know if that was helpful down in the chat below. If you learned anything, leave a like. I'm so grateful you'd sit here on a Friday night when I release this and watch this video.
I just enjoy talking about this stuff and help educating others. So if you enjoyed it all, thank you so much. I'm very, very grateful you'd watch it.
I'll see you in the next video.
The Hook
The bait, then the rug-pull.
Alex Finn opens by calling it possibly the biggest week of AI news in history, then promises an action item with every story. The first story is Jensen Huang's resignation from Nvidia, and he takes a clear side on it.
How they asked for the click.
VERBAL ASK
14:06newsletter
“Let me know down in the chat, do you want more like this? If you learned anything, leave a like.”
Soft engagement ask that doubles as format research for a recurring weekly show.
MENTIONED ON CAMERA
Visual structure at a glance.
